Terms and Conditions of Use for lunexoonelo.pro

Please read these terms before using lunexoonelo.pro. Your use of the website means you agree to these rules. This document explains your responsibilities and our obligations to you as a user.

Last revised January 12, 2026

Acceptance of Terms

By accessing or using lunexoonelo.pro, you confirm your understanding of, and agreement to, these conditions. If you do not agree, please do not use the website. Continued use means continued acceptance.

Definitions

Below, we define key terms referenced throughout these terms and conditions for your clarity.

"Website" refers to lunexoonelo.pro, including all subdomains and services offered.

"User" means any person accessing or interacting with the website in any capacity.

"Content" is all information, text, images, and materials available on the website.

"Service" describes resources and interaction provided through the website.

Permitted Use of Services

The website is for informational purposes regarding financial literacy. Use must be legal, respectful, and abide by all Malaysian content regulations.

User Eligibility

Our services are for residents of Malaysia, aged 18 and above. By using the website, you affirm you are legally eligible to do so.

Not intended for minors under 18.

Responsibilities of Users

Users must act lawfully and respect others when engaging with our services.

Provide accurate personal information when submitting inquiries.
Refrain from illegal or fraudulent activity on the website.
Respect intellectual property of others and the website.
Do not misuse content or attempt to disrupt services.

Prohibited Activities

Certain actions are strictly not allowed for users.

Posting misleading, unlawful, or offensive material on the website.
Interfering with site security or attempts to access restricted data.
Distributing unauthorized advertising, promotions, or spam.
Impersonating site owners, staff, or other users.
Harvesting data or attempting to exploit website systems.

Intellectual Property Rights

All website content is protected by copyright. Reproduction or copying is prohibited except with express written approval. Respect our branding and intellectual property.

User Contributions

Users who submit comments or materials grant us permission to use them.

Rights Regarding User Submissions

You retain ownership of your contributions, but grant us a non-exclusive, worldwide license to use and display them.

Privacy and Data Use

Our privacy practices are outlined in the Privacy Policy. Please refer there for details on how your information is managed.

Read Privacy Policy

Important Disclaimers

Information on this website is for general purposes and should not replace professional advice.

Caution Regarding Site Use

The website does not provide professional, legal, or investment advice. Always consult relevant experts before acting on information found here.

Limitation of Liability

We are not liable for losses or damages that users may experience from relying on website content.

Indemnification

By using this website, you agree to defend and hold us harmless from claims or disputes related to your actions here.

Resolving Disputes

Any disputes arising from your use of lunexoonelo.pro should be settled based on the policies detailed here.

Arbitration

Disputes will be resolved through arbitration as outlined by Malaysian law, unless otherwise indicated.

Arbitration is intended as the primary method for dispute resolution.

Online Dispute Resolution

For cross-border issues, online dispute resolution channels may be available. Further details on request.

See our Disclaimer

Partial Invalidity

If any part of these terms is unenforceable, other parts remain in effect.

Agreement Scope

These terms form the entire agreement between you and us, replacing any earlier agreements.

Applicable Laws and Jurisdiction

These terms are governed by Malaysian laws. All disputes shall be subject to the exclusive jurisdiction of Malaysian courts.

Ending Use

We may suspend or end your account or site access for breaching these terms or policies.

Terms Changes

We may revise terms occasionally. Continued use will mean acceptance of updated terms, which will be clearly posted.

Contact Details

For questions or requests regarding these terms or your use of the website, reach out to our support team.

Contact Email: content@lunexoonelo.pro

Contact Phone: +60 9-542 4896

Contact Address: 10100, Jalan Dr Lim Chwee Leong, George Town, Penang Malaysia

Effective Date: January 12, 2026

Version: 1.0